SACRAMENTO – A Stanislaus County man alleges his disability benefits were wrongfully terminated by his insurance provider.

Larry Gapuz filed a complaint on April 6 in the U.S. District Court for the Eastern District of California against the EMS Management Long Term Disability Plan and the Prudential Life Insurance Co. of America alleging that they wrongfully denied plaintiff's claim for long-term disability benefits.

According to the complaint, the plaintiff alleges that in November 2006 he became disabled, was unable to continue to work and filed for a claim for long-term disability benefits. The suit states benefits were paid through April 2015 and then denied by the defendant, as the defendant stated the plaintiff could perform work again. He alleges he appealed the decision twice but was denied both times. The plaintiff holds EMS Management Long Term Disability Plan and the Prudential Life Insurance Co. of America responsible because the defendants allegedly failed to pay LTD benefits the plaintiff was entitled to and failed to provide a reasonable explanation as to why the claim was denied.

The plaintiff seeks payment of disability benefits, reinstatement to the long-term disability plan and benefits to be paid for as long as he remains disabled under the terms of the plan, all legal fees, interest and any other relief as the court deems just. He is represented by Glenn R. Kantor, Corinne Chandler and Andrew M. Kantor of Kantor & Kantor LLP in Northridge.

U.S. District Court for the Eastern District of California Case number 2:16-at-00412

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