SACRAMENTO – A Madera man consumer alleges that his credit report contains erroneous and inaccurate information.

Luis A. Bettancourt filed a complaint on June 24 in the U.S. District Court for the Eastern District of California against American Auto Financing Inc. and Experian Information Solutions Inc. alleging violation of the Fair Credit Reporting Act and the California Consumer Credit Reporting Agencies Act.

According to the complaint, the plaintiff alleges he filed for bankruptcy in 2015 and that the defendants were notified of the fact. The plaintiff holds American Auto Financing Inc. and Experian Information Solutions Inc. responsible because the defendants allegedly reported derogatory information about plaintiff's account even after the date plaintiff already filed for bankruptcy.

The plaintiff requests a trial by jury and seeks actual damages of a maximum of $1,000, punitive damages, all legal fees and any other relief as the court deems just. He is represented by Clark Ovruchesky of Law Office of Clark Ovruchesky in San Diego.

U.S. District Court for the Eastern District of California Case number 1:16-at-00490

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U.S. District Court for the Eastern District of California
501 I Street
Sacramento, CA 95814

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