SAN DIEGO – A San Diego County man alleges a credit information provider sent him his credit report in audio format instead of written.

David Schroeder filed a complaint on behalf of individually and on behalf of all others similarly situated on Nov. 15 in the U.S. District Court for the Southern District of California against TransUnion LLC citing the Fair Credit Reporting Act.

According to the complaint, the plaintiff alleges that in April, he requested from the defendant, in its capacity as credit information provider, for an annual consumer report in written form. however, the defendant's disclosure of plaintiff’s consumer report in the form of two audio CDs was without his consent or permission. He alleges the audio report inhibited plaintiff’s ability to quickly identify and challenge any inaccuracies on the consumer report because of the delay in having to listen to an audio report.

The plaintiffs hold TransUnion LLC responsible because the defendant allegedly failed to provide plaintiff with an appropriate and meaningful consumer report in a format other than in writing without plaintiff’s specification or authorization, and caused unnecessary delay, inconvenience and frustration to plaintiff.

The plaintiff requests a trial by jury and seeks judgment in his favor, to certify case as a class action, award damages, costs of suit, attorneys' fees, and other relief the court may deem just. They are represented by Abbas Kazerounian and Jason A. Ibey of Kazerouni Law Group APC in Costa Mesa and Daniel G. Shay of Law Office of Daniel G. Shay in San Diego.

U.S. District Court for the Southern District of California Case number 3:16-cv-02804

Want to get notified whenever we write about U.S. District Court for the Southern District of California ?
Next time we write about U.S. District Court for the Southern District of California, we'll email you a link to the story. You may edit your settings or unsubscribe at any time.

Organizations in this Story

U.S. District Court for the Southern District of California
221 W Broadway
San Diego, CA 92101

More News