DIEGO – An Oceanside man alleges his creditworthiness was damaged because of inaccurate and negative reporting.
Timothy Broom filed a complaint on March 20 in the U.S. District Court for the Southern District of
Farmers and Merchants Bank of Long Beach
and Experian Information Solutions Inc.
citing the Fair Credit Reporting Act and the California Consumer Credit Reporting Agencies Act.
to the complaint, the plaintiff alleges that he filed for Chapter 7 bankruptcy and that his obligation to
Farmers and Merchants Bank of Long Beach was included in the filing. The
plaintiff holds Farmers and Merchants Bank of Long Beach and Experian
Information Solutions Inc. responsible because inaccurate, post-bankruptcy derogatory information was reported on his credit report.
The plaintiff requests a trial by jury and seeks
actual damages in the maximum amount of $1,000, punitive damages, all
legal fees, punitive damages, injunctive relief, and any
other relief as the court deems just. He is represented by Clark
Ovruchesky of Law Office of Clark Ovruchesky in San Diego.
U.S. District Court for the Southern District of California Case number 3:17-cv-00548-BTM-BLM