LOS ANGELES – An Ohio woman alleges she has been denied the right to obtain the full value of benefits owed to her under her former husband's life insurance policy.
Lovada Workman filed a complaint on June 19 in the U.S. District Court for the Central District of California against Dearborn National Life Insurance Co. alleging violation of the Employee Retirement Income Security Act.
According to the complaint, the plaintiff's ex-husband was an employee of 5 Day Business Forms and that he participated in its life insurance plan. The suit states the plaintiff was listed as the designed beneficiary of the life insurance coverage.
The plaintiff alleges that in 2016, she learned her ex-husband had died in 2002 and put in a claim for the death benefits. The suit states the defendant denied the plaintiff's claim over claims of untimely filing and lack of coverage due to nonpayment of premiums. The denial was later overturned in February, but the defendant only paid the plaintiff interest from the June 2016 date it learned of her ex-husband's death.
The plaintiff seeks payment of insurance benefits due to the plaintiff, disgorgement of profits, all legal fees, interest and any other relief as the court deems just. She is represented by Glenn R. Kantor and Mitchell O. Hefter of Kantor & Kantor LLP in Northridge.
U.S. District Court for the Central District of California case number 2:17-cv-04515-ODW-SS