SAN FRANCISCO – A San Francisco individual has filed a class-action lawsuit against a credit reporting agency alleging it denies consumers free annual copies of their credit reports.
Sean Gilbert Devries filed a complaint on behalf of all others similarly situated on June 2 in the U.S. District Court for the Northern District of California against Experian Information Solutions Inc. violation of the Fair Credit Reporting Act.
According to the complaint, the plaintiff alleges that he was unable to access his annual free Experian credit report. The plaintiff holds Experian Information Solutions Inc. responsible because the defendant allegedly denies consumers access to a free report because it states it cannot verify the consumers' identities through the identification questions required by the Federal Trade Commission. The suit states the defendant offers a less stringent verification standard for fee-based reports.
The plaintiff requests a trial by jury and seeks actual damages, statutory damages of $100 to $1,000 and punitive damages of $5,000, restitution, disgorgement, monetary damages, all legal fees and any other relief as this court deems just. He is represented by Michael R. Reese of Reese LLP in New York; Clayton D. Halunen, Melissa Wolchansky and Charles D. Moore of Halunen Law in Minneapolis; and James A. Francis, David A. Searles and John J. Soumilas of Francis & Mailman PC in Philadelphia.
U.S. District Court for the Northern District of California Case number 4:16-cv-02953-DMR