SAN DIEGO — Individuals are suing Global Exchange Vacation Club and Pinnacle Recovery Inc., creditor, citing alleged violation the Fair Debt Collection Practices Act (FDCPA).

Christina Papazian and Jason Bell filed a complaint on Oct. 19, in the U.S. District Court for the Southern District of California against the defendants alleging that they violated FDCPA through abusive, deceptive and unfair debt collection practices.

According to the complaint, the plaintiffs allege that, on July 21, 2013, Christina Papazian and Jason Bell allegedly incurred financial obligations to Defendant GEVC for a timeshare, but was later transferred to Defendant Pinnacle for collection. Consequently, the plaintiff received a collection letter from the defendant that stated an additional miscellaneous fee of $1,938.15. When plaintiff asked for details of her account, she was met with hostility, which caused plaintiff to suffer damages in the form of mental anguish, emotional distress, stress, anxiety, frustration, worry, feelings of helplessness and hopelessness, which affected their work and personal relationships. 

The plaintiffs hold Global Exchange Vacation Club and Pinnacle Recovery Inc. responsible because the defendants allegedly made false representations concerning the character, amount, or legal status of a debt, threatened to take action that cannot legally be taken and attempted to collect an amount that was not authorized by the agreement or permitted by law.

The plaintiffs request a trial by jury and seek judgment against defendants, damages, costs of litigation, and attorney's fees. They are represented by David J. McGlothlin of Hyde & Swigart in San Diego.

U.S. District Court for the Southern District of California Case number 3:16-cv-02604

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U.S. District Court for the Southern District of California
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San Diego, CA - 92101

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