SAN DIEGO – A San Diego County woman alleges her disability benefits were terminated without a full and fair review of her claim.

Stephanie Young filed a complaint on Dec. 13 in the U.S. District Court for the Southern District of California against The Prudential Insurance Co. of America and QUALCOMM Inc. Long Term Disability Insurance Plan alleging that they violated the Employee Retirement Income Security Act.

According to the complaint, the plaintiff alleges that on May 10, 2013, she became disabled as defined under the terms of the long-term disability plan. She alleges she acquired benefits until the benefits were discontinued on Nov. 6, 2015.

The plaintiff holds The Prudential Insurance Co. of America and QUALCOMM Inc. Long Term Disability Insurance Plan responsible because the defendants allegedly failed to provide a prompt and reasonable explanation of the basis of the termination relied on under the terms of the plan documents, failed to properly and adequately investigate the merits of plaintiff’s disability claim and failed to provide a full and fair review of plaintiff’s claim.

The plaintiff requests a trial by jury and seeks judgment against defendants, payment of disability benefits, immediate reinstatement to the plan, costs, attorneys’ fees, interest, and further relief as the court deems just. She is represented by Glenn R. Kantor, Alan E. Kassan and Mitchell O. Hefter of Kantor & Kantor LLP in Northridge.

U.S. District Court for the Southern District of California Case number 3:16-cv-03009

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