SACRAMENTO — A Kern County woman is suing a debt collector, alleging violations of the Fair Debt Collection Practices Act (FDCPA), the Rosenthal Fair Debt Collection Practices Act (RFDCPA), and the Truth in Lending Act (TILA).
Sarai Medrano filed a complaint Oct. 16 in U.S. District Court for the Eastern District of California against Grant Mercantile Agency Inc., alleging violation of FDCPA through abusive, deceptive and unfair debt collection practices.
According to the complaint, Medrano has suffered damages, as a result of Grant Mercantile's false, deceptive, or misleading representations or means in an attempt to collect a debt from the plaintiff by intimidation and illegal tactics.
The plaintiff alleges Grant Mercantile failed to provide plaintiff a TILA-required disclosure statement, and threatened to take actions that cannot legally be taken.
Medrano seeks trial by jury, actual and statutory damages of at least $1,000, attorney fees, costs, interest, and all relief as the court deems just. She is represented by attorneys Elliot Rosenberger and Joshua Biletsky of Biletsky Rosenberger in Los Angeles.
U.S. District Court for the Eastern District of California Case number 17-C-01392