LOS ANGELES – A Los Angeles County consumer alleges his credit worthiness has been damaged because of three false accounts listed in his report.
Ajay Dhameja filed a complaint on Sept. 7 in the U.S. District Court for the Central District of California against Experian Information Solutions Inc., et al. alleging that they violated the Fair Credit Reporting Act and the California Consumer Credit Reporting Agencies Act.
According to the complaint, the plaintiff alleges that erroneous information is being reported on his credit file, including balances with American Express, Discover and Chase. He alleges he has never had an account with these entities and all three are reporting past-due balances of several thousand dollars. He alleges he has disputed the information with the credit bureaus.
The plaintiff holds Experian Information Solutions Inc., et al. responsible because the defendants allegedly failed to delete inaccurate information on his credit file or failed to fully and properly investigate his disputes.
The plaintiff requests a trial by jury and seeks actual damages, punitive damages and statutory damages, attorney’s fees and costs. He is represented by Jeremy S. Golden and Cory M. Teed of Golden & Cardona-Loya LLP in Chula Vista.
U.S. District Court for the Central District of California case number 2:18-cv-07825-SJO-AFM