In a shocking turn of events, a California resident has filed a lawsuit against multiple entities for invasion of privacy, identity theft, and credit libel. Pedro Palacios lodged the complaint in the Superior Court of California, County of Sacramento on June 4, 2024, targeting Columbia Debt Recovery LLC (doing business as Genesis), P8 Core Natomas LLC, Experian Inc., TransUnion Inc., Equifax Inc., and FPI Management Inc.
Pedro Palacios alleges that his troubles began when he entered into a lease agreement with P8 Core Natomas LLC for an apartment at 2745 Orchard Lane in Sacramento on April 14, 2021. According to Palacios, he was supposed to take possession of the apartment on May 1, 2021. However, upon arrival, he found that the premises were not ready for occupancy. Despite this breach of contract by P8 Core Natomas and its managing agent FPI Management Inc., they refused to return his holding and security deposits. Instead, they verbally modified the lease agreement multiple times while still failing to deliver the apartment in a timely manner.
Palacios claims that this series of breaches led to further complications when he tried to renew his lease in May 2022. The negotiations regarding reimbursements for hotel expenses and storage costs due to the initial breach dragged on without resolution. Matters escalated when Palacios attempted to move into a new unit on June 5, 2023; again, the apartment was not ready as promised. He filled out new applications and submitted financial documents but ultimately decided to seek accommodation elsewhere after repeated delays.
The plaintiff's allegations took a darker turn when he accused P8 Core Natomas LLC and its agent Greystar Real Estate Partners of invading his privacy by disclosing his personal information without consent. This information was allegedly shared with Columbia Debt Recovery LLC (Genesis), which then reported false information about him to credit reporting agencies Experian Inc., TransUnion Inc., and Equifax Inc. Palacios contends that Genesis falsely claimed he owed $6,300 plus interest at a rate of 7%, damaging his credit score and reputation.
In his lawsuit, Palacios is seeking compensatory damages for identity theft and invasion of privacy caused by the unauthorized disclosure of his confidential information. He also demands punitive damages due to what he describes as deliberate and intentional actions by Genesis and Core Natomas in conspiring to report false information despite being notified about its inaccuracies.
Representing himself pro se in this case (Case ID: [not provided]), Pedro Palacios has taken legal action against these entities for their alleged violations under the Fair Debt Collection Practices Act among other laws. The case will be heard before judges at the Superior Court of California’s Main Courthouse in Sacramento.