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Policyholder files for alleged breach of contract after Life Insurance Company of North America denies claims

NORTHERN CALIFORNIA RECORD

Sunday, December 22, 2024

Policyholder files for alleged breach of contract after Life Insurance Company of North America denies claims

Insurance 08

LOS ANGELES — A policyholder has filed suit against Life Insurance Company of North America and Gamestop Corp. Long Term Disability Plan after the companies denied his long-term disability payments. 

Robert Wren filed a complaint on Aug. 11 in U.S. District Court for the Central District of California against the defendants, alleging they violated the Employee Retirement Income Security Act (ERISA).

According to the complaint, the plaintiff alleges that he suffered a disability rendering him disabled as defined under the terms of the long-term disability plan. He allegedly made a claim to the defendants for long-term disability benefits, and although the plaintiff’s claim was originally approved by the defendants, on Dec. 20, 2015, the defendants allegedly determined that the plaintiff no longer met the plan definition of a totally disabled individual and terminated his benefits. As a result of the aforementioned conduct of the defendants, the plaintiff claims to have suffered damages for loss of disability benefits and incurred attorneys’ costs and fees. The plaintiff holds Life Insurance Company of North America and Gamestop Corp. Long Term Disability Plan responsible because the defendants allegedly failed to properly and adequately investigate the merits of the claim, failed to provide a full and fair review of his claim, and failed to pay benefit payments to the plaintiff who was entitled to those benefits under the terms of the long-term disability plan.

The plaintiff requests a trial by jury and seeks payment of disability benefits, an order declaring that the plaintiff is entitled to immediate reinstatement to the long-term disability plan, costs of suit, attorneys’ fees, interest and other relief as the court deems appropriate. He is represented by Glenn R. Kantor and Andrew M. Kantor of Kantor & Kantor LLP in Northridge.

U.S. District Court for the Central District of California case number 2:16-cv-06016

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