SAN DIEGO – An Oceanside woman claims a Monrovia debt collector mailed her a misleading letter regarding an alleged debt.
Lynda Chounard filed a complaint on Jan. 14 in the U.S. District Court for the Southern District of California against California Business Bureau Inc. citing the Fair Debt Collection Practices Act and the Rosenthal Fair Debt Collection Practices Act.
According to the complaint, the plaintiff alleges that she entered into an agreement with the defendant in 2014 for a settlement of an alleged debt for a reduced amount. The plaintiff claims she has been making payments on the alleged debt. The suit states that the defendant mailed a dunning letter in October 2015 that listed an inaccurate and higher amount due than their previously agreed reduction.
The plaintiff holds California Business Bureau Inc. responsible because the defendant allegedly used a false, deceptive, or misleading representation or means in connection with the collection of a debt.
The plaintiff requests a trial by jury and seeks judgment against defendant, actual and statutory damages, costs of litigation and attorney’s fees. She is represented by Jessica R. K. Dorman and Robert L. Hyde of Hyde & Swigart in San Diego.
U.S. District Court for the Southern District of California Case number 3:17-cv-00086