LOS ANGELES — A Los Angeles County man is suing a loan servicer, alleging violations of the Fair Credit Reporting Act (FCRA).
Luther Metias filed a complaint on Dec. 5, in the U.S. District Court for the Central District of California against Plaza Home Mortgage Inc. alleging that the loan servicer breached its duty of good faith and fair dealing.
According to the complaint, since July 2016, Plaza Home has served as Metias' loan servicer. The suit says Metias has suffered damages in being denied credit to refinance his home at 8857 Moorcroft Ave., West Hills, with a low interest rate, The lawsuit states Metias was caused tens of thousands of dollars’ difference on a 30‐year mortgage plan, and was subsequently discouraged from making further credit applications, as a result of Plaza's failure to comply with the FCRA.
The plaintiff alleges Plaza Home Mortgage failed to properly conduct an investigation, review all relevant information provided to it, and failed to modify Metias' misreported account accordingly.
Metias seeks trial by jury, actual damages, statutory damages of $1,000, costs of action, attorney fees, $1,000 for additional damages, and all other relief the court deems just. He is represented by attorney Ronald H. Freshman of Dobe Law Group in Newport Beach.
U.S. District Court for the Central District of California case number 17-cv-08769
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