Consumer accuses credit agencies of violating FCRA

By Jenie Mallari-Torres | Mar 9, 2018

SAN DIEGO — A San Diego County man is suing consumer credit reporting agencies, alleging violation of the Fair Credit Reporting Act (FCRA).

David Savage filed a complaint March 1 in U.S. District Court for the Southern District of California against Experian Information Solutions Inc., Trans Union LLC, Equifax Information Services LLC and Bank of America, alleging they reported inaccurate information. 

According to the complaint, since Oct. 17, 2017, Savage has suffered loss of credit, loss of the ability to purchase and benefit from credit, increased costs for credit, mental and emotional pain and anguish, and humiliation and embarrassment of credit denials. The suit says Savage learned the defendants were reporting inaccurate information regarding his account that was provided by the Bank of America. 

The plaintiff alleges the defendants failed to properly investigate Savage's dispute concerning the inaccurate data and failed to correct the erroneous data.

Savage seeks trial by jury, actual and punitive damages between $100 and $1,000 for each FCRA violation, court costs, attorney fees, equitable and injunctive relief, and all other relief the court deems just. He is represented by attorney Daniel R. Forde of Hoffman & Forde in San Diego.

U.S. District Court for the Southern District of California case number 18-cv-451

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