LOS ANGELES – An inmate in a New York federal correctional institution alleges that an account with Kohl's was opened and charged off through unauthorized use of his identity.
Omar Gonzalez filed a complaint on June 1 in the U.S. District Court for the Central District of California against Experian Information Solutions Inc. and Kohl's Department Stores Inc. citing the Fair Credit Reporting Act.
According to the complaint, the plaintiff has been incarcerated since November 2012. He alleges in February, Experian provided him with his credit report and that it listed a delinquent account reported by Kohl's that was opened in March 2017 and charged off in July 2017 with a past-due balance of $1,875.
The plaintiff alleges he disputed the account with both defendants and that Kohl's failed to investigate his complaint that the account was opened through an unauthorized use of his identity.
The plaintiff holds Experian Information Solutions Inc. and Kohl's Department Stores Inc. responsible because the defendants allegedly failed to conduct a reasonable investigation of plaintiff's dispute of the accuracy of the account.
The plaintiff seeks judgment against defendants for actual and punitive damages, costs, attorney's fees and further relief deemed just by the court. He is representing himself.
U.S. District Court for the Central District of California case number 2:18-cv-04913