Trans Union, Capital One alleged to have failed to correct trade line on individual's report

By Jenie Mallari-Torres | Aug 16, 2018

LOS ANGELES – A Torrance consumer alleges errors have not been corrected on his credit file.

Byre Woodson filed a complaint July 31 in the U.S. District Court for the Central District of California against Trans Union LLC and Capital One NA citing the Fair Credit Reporting Act.

According to the complaint, the plaintiff alleges Capital One is reporting an errant trade line that has been charged off and closed. He alleges his Trans Union credit disclosure states that the trade line is reporting a scheduled monthly payment of $406 and he has disputed the information.

The plaintiff holds Trans Union LLC and Capital One NA responsible because the defendants allegedly failed to conduct a proper investigation of his dispute.

The plaintiff requests a trial by jury and seeks judgment against defendant for statutory or actual damages, plus punitive damages along with costs, interest, and attorneys’ fees. He is represented by Trinette G. Kent of Kent Law Offices in Phoenix, Arizona.

U.S. District Court for the Central District of California case number 2:18-cv-06583

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