LOS ANGELES – A consumer alleges his credit report inaccurately listed an account he paid in full in 2011.
Cameron Rayburn filed a complaint on Aug. 31 in the U.S. District Court for the Central District of California against Ability Recovery Services LLC and Ashworth College citing the Fair Debt Collection Practices Act, the Rosenthal Fair Debt Collection Practices Act and the Consumer Credit Reporting Agencies Act.
According to the complaint, the plaintiff received a bill for an outstanding balance of $55 from Ashworth College in 2011 that he paid off. He alleges in June, he pulled his credit report from the three credit bureaus and learned his credit reports listed an account from Ability Recovery Services for collection of a past-due balance from Ashworth College for $55. He alleges he disputed this amount to both defendants.
The plaintiff holds Ability Recovery Services LLC and Ashworth College responsible because the defendants allegedly attempted to collect on a debt that is not authorized or permitted by law and refused to remove the inaccurate credit reporting or remove the balance owed.
The plaintiff requests a trial by jury and seeks judgment against defendant for declaratory judgment; statutory, actual and punitive damages; costs; attorney's fees; interest; and other relief that the court deems just. He is represented by Brian Brazier of Price Law Group APC in Scottsdale, Arizona and Lauren Tegan Rodkey of Price Law Group APC in Encino.
U.S. District Court for the Central District of California case number 2:18-cv-07638