SAN FRANCISCO – A woman alleges she is the sole beneficiary of her late partner's life insurance policy and that an insurance company has denied her claim.
Anna Martin filed a complaint on Jan. 18 in the San Francisco Superior Court against PHL Variable Insurance Co., Alan G. Chan and Does 1 through 20 alleging breach of contract and other counts.
According to the complaint, on Feb. 17, 2017, Martin submitted a claim for the full amount of the life insurance benefits from her partner Joseph Rimac Jr.'s policy from the defendants after Rimac's January 2017 death.
The plaintiff alleges she is the sole beneficiary pursuant to the life insurance contract and therefore entitled to the full amount of life insurance benefits.
However, rather than immediately pay the benefits, defendant PHL allegedly undertook an improper investigation and denied the claim for the $3 million life insurance proceeds, instead only paying her $1.5 million.
The plaintiff holds PHL Variable Insurance Co., Chan and Does 1 through 20 responsible because the defendants allegedly failed and refused to honor their policy of insurance and refused to pay the full benefits due under the policy.
The plaintiff seeks judgment for general and exemplary damages, attorneys' fees, costs and for such other and further relief as the court may find appropriate. She is represented by Terrence J. Coleman and Ryan H. Opgenorth of Pillsbury & Coleman LLP in San Francisco.
San Francisco Superior Court Case number CGC19572956