Consumer accuses debt collector of violating FDCPA

By Jenie Mallari-Torres | Mar 12, 2018

SAN DIEGO — A San Diego consumer is filing a class action lawsuit against a debt collector, alleging violation of the Fair Debt Collection Practices Act (FDCPA).

SAN DIEGO — A San Diego consumer is filing a class action lawsuit against a debt collector, alleging violation of the Fair Debt Collection Practices Act (FDCPA).

Adrian Chavez filed a complaint, individually and on behalf of all others similarly situated, Feb. 28 in U.S. District Court for the Southern District of California against Systems & Services Technologies Inc., alleging abusive, deceptive and unfair debt collection practices.

According to the complaint, Chavez and other consumers have suffered harm and damages from receiving a letter from Systems & Services in an attempt to collect an alleged debt. However, the suit says, the letter does not contain any of the disclosures required in an initial communication and is inconsistent with the notice of plaintiffs' right to dispute and verify the debt. 

The plaintiffs allege Systems & Services Technologies failed to inform the plaintiffs that they had 30 days from the day they received the communication to dispute the debt and obtain validation and verification.

Chavez seeks trial by jury, statutory damages of $1,000 for the plaintiff and each member of the class, actual damages, costs of litigation, attorney fees and all other relief the court deems just. He is represented by attorney Abbas Kazerounian of Kazerouni Law Group in Costa Mesa. 

U.S. District Court for the Southern District of California case number 18-cv-446

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