LOS ANGELES – A Burbank resident alleges an account discharged in a bankruptcy ruling is still showing on her credit report.
Renee Rucker filed a complaint on March 28 in the U.S. District Court for the Central District of California, Western Division against Equifax Information Services LLC and Receivables Management Systems Inc.
According to the complaint, the plaintiff received a Chapter 7 bankruptcy order from the bankruptcy court in April 2016 that included an account for Receivables Management Systems. She alleges when she checked her Equifax credit file in January, the Receivables Management Systems trade line was still reported on the file. She alleges she disputed it with Equifax, but the report fails to disclose that the trade line was discharged.
The plaintiff holds Equifax Information Services LLC and Receivables Management Systems Inc. responsible because the defendants allegedly failed to report plaintiff's account as discharged in bankruptcy.
The plaintiff requests a trial by jury and seeks judgment against the defendants for statutory or actual damages, plus punitive damages, costs, interest and attorneys’ fees. She is represented by Trinette G. Kent of Kent Law Offices in Phoenix.
U.S. District Court for the Central District of California case number 2:18-cv-02502