LOS ANGELES – A Tehachapi consumer alleges his credit file has been damaged because of inaccurate reporting.
Jon Bartelmie filed a complaint on July 19 in the U.S. District Court for the Central District of California against Safe 1 Credit Union and Equifax Information Services LLC citing the Fair Credit Reporting Act.
According to the complaint, the plaintiff alleges in January 2009, he financed a vehicle with a loan from Safe 1. After filing for Chapter 13 bankruptcy in July 2011, the terms of the bankruptcy plan stated he was to repay the Safe 1 loan and the balance was paid off in August 2014.
He alleges he learned in March 2017 that Safe 1 was inaccurately reporting that he owed a balance of $3,200. The suit states he disputed this amount with the credit bureaus and the balance was removed from his credit reports. He alleges July 22, he found that Equifax is again reporting the Safe 1 account with a balance of $4,394.
The plaintiff holds Safe 1 Credit Union and Equifax Information Services LLC responsible because Equifax allegedly failed to employ procedures to assure maximum possible accuracy of his credit report and Safe 1 allegedly failed to provide certification.
The plaintiff requests a trial by jury and seeks judgment against defendants for declaratory relief, award actual, statutory and punitive damages, costs, attorney's fees, interest and other relief as the court may deem just. He is represented by Brian Brazier of Price Law Group in Scottsdale, Arizona.
U.S. District Court for the Central District of California case number 2:18-cv-06266